Life and Disability Insurance

Personal Life, Disability & Long Term Care

Ralph Weiner and Associates offers a complete line of individual insurance products that will ensure the financial security of those that depend on you. We will review and compare plans, finding you a solution that's best for your individual needs.

Our life, disability, and long-term care insurance products include:

* Business Buy/Sell Planning

* Estate Planning, Field Annuities

* Individual Disability Insurance

* Individual Life Insurance

* Individual Long-Term Care (LTC) Insurance

* Keyman Life Insurance

Term Life Insurance

Term life insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years generally ranging from 10 to 30 years.

Universal Life Insurance


Universal life insurance offers a flexible premium in that policyholders can determine the amount and frequency of premium payments.


Whole Life Insurance


Whole life insurance provides permanent protection for the whole of life, from the date of policy issue to the date of the insured’s death, provided that premiums are paid. Premiums are set at the time of policy issue and remain level for the policy’s life.